DISABILITY INSURANCE
Author:
Kevin Slater
|
Your ability to earn an income is your greatest asset. Disability Insurance provides you a monthly tax free benefit while you are unable to work due to accident or illness to maintain your standard of living.
- Mortgage and loan payments
- Buy food & clothing
- Pay bills & lifestyle expenses
- Continue child's education savings plans
- Continue retirement savings plans
- Pay for additional costs associated with your disability
Product Details
- Cancelable or Non Cancelable by insurance company
- Policies that are built to cover your occupation
- benefit start date from time of disability 30 days to 720 days
- benefit periods 2, 5, 10 years or to age 65
- partial disability
- cost of living adjuster - benefit increases with CPI as the years go on
- Return of premium options
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